Understanding the difference between “Uninsured” and “Underinsured’ Coverage in Your Auto Policy The state of Wisconsin requires that drivers carry uninsured motorist coverage. However, it’s optional to carry underinsured coverage. So what’s the difference? Let’s say you’re driving around as a responsible driver with liability limits of $250,000 per person and $500,000 per accident. If you hit […]
What is Ordinance and Law and why does it matter in insurance? Ordinance and law coverage is what kicks in on an insurance policy to help cover repairs needed because they are mandated by the city or town where you live after you have a loss. So what does that mean? Let’s say you have a fire[…..]