Umbrella

Umbrella insurance is designed to protect you from large and overwhelming liability claims. Personal umbrella coverage steps in when your underlying liability limits, such as from a homeowners or auto insurance policy, have been reached.

A personal umbrella policy can help cover the additional costs when your standard insurance policy isn’t enough and could help protect your bank account, home, and other personal property. An umbrella policy could provide the additional coverage you need so that you don’t get stuck trying to pay the remaining balance yourself.

This type of insurance policy is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future by providing additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. This protection is designed to kick in when the liability on these other policies has been exhausted.

Umbrella insurance provides coverage for:

• Injuries
• Damage to property
• Certain lawsuits
• Personal liability situations, including bodily injury liability, property damage liability, and owners of rental units