Business Owners Policy (BOP)
A Business Owner’s Policy (BOP) combines essential coverages most small businesses need into one convenient policy. While details vary, a BOP typically includes property insurance and general liability insurance to protect your business, location, and operations.
This coverage helps protect your business at its physical location and provides liability protection for your operations, products, and completed work.
A BOP may be a good fit if your business:
- Has a physical location
- Faces potential liability risks
- Owns property, equipment, or inventory that could be damaged or stolen
What a BOP typically includes:
- Property coverage for buildings and business contents
- Business interruption coverage for lost income and temporary relocation
- Liability protection for claims involving injury or property damage
What a BOP does not cover:
- Professional liability
- Commercial auto
- Workers’ compensation
- Health or disability insurance
Call our team at (262) 784-0644 to find out if a BOP is right for your business.