Boat
Boat insurance helps protect your motorboat, sailboat, or personal watercraft if it is stolen or damaged. It can also provide liability coverage if you accidentally injure someone or damage their property while operating your boat.
It is important to choose coverage that fits your specific needs. You may want to consider additional protection for items such as trailers, specialized equipment, and towing services.
Some policies may also include coverage for fuel spills or wreckage removal in the event of an accident on the water.
What Does Boat Insurance Cover?
Property coverage may help pay to repair your boat after it’s damaged in an accident, or help pay to replace it in the event that it’s stolen. This coverage usually helps protect a boat whether it’s on water or land.
If you cause an accident that damages another person’s boat or property, or injures someone who is not on your boat, liability coverage may help pay for expenses you incur as a result.
Medical payments coverage can help pay for expenses resulting from an accident such as hospital bills, medications or X-rays if you or your passengers are injured.
If an uninsured boater collides with your watercraft and you or one of your passengers are injured, the uninsured watercraft coverage on your boat insurance policy may help pay for the resulting expenses.
Get in touch with one of our agents today at (262) 784-0644.