As our country’s health care options evolve, some people worry that they won’t have access to private health insurance. Even though the insurance world is changing, you can likely keep your current private plan, or if you’re shopping for health insurance right now, opt out of the public marketplace in favor of private options.
G2 Insurance can help with all of your questions about private health insurance versus public options, and which one is right for you.
The public marketplace, private health insurance, and the Affordable Care Act.
The Affordable Care Act (ACA) is intended to ensure that Americans have access to healthcare they can afford. As a result, a public marketplace where people can buy health insurance has been created. Depending on life circumstances and income, this public marketplace provides insurance plans with tax credits that lower premiums and other provisions intended to make the plans more accessible to many Americans. If you’re still unsure about whether the public marketplace or private insurance is right for you, we can help you evaluate the options.
You can also purchase private health insurance from companies not on the public marketplace. You may want to do so if your income is too high to qualify for the subsidies associated with marketplace plans, or if you can’t find a health plan within the marketplace that satisfies your needs. We can help you with this, too. Get in touch with one of our agents today at (262) 784-0644.
A new private health insurance plan may be right for you if:
You are self-employed.
You are enrolled in a group plan, but it does not cover spouses or dependents.
Your employer does not offer a group plan.
You are enrolled in a health plan, but the premiums are too high.
You are enrolled in a health plan, but your benefits needs have changed.